There is a new Rhode Island legislation (Residential Landlord and Tenant Act; R.I. Gen. Laws § 34-18-58) that may affect your rental properties. As of 10/01/2024, all RI rental unit owners are now required to register their properties with the…
What is a “hard market” in insurance? A hard market means insurance companies are raising rates and restricting their capacity – their willingness to accept new or increased risk – to insure families and businesses, making it more expensive and…
Having liability insurance is a crucial aspect of responsible financial planning, but the reality is that many people often underestimate the risks of not having high enough liability insurance. In the event of a serious accident or injury, not having…
Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value. Being an adult can be overwhelming. You’ve got big decisions to make, money to figure out, and a…
The cost to rebuild your home is its replacement value. This can be very different from the estimated market value or actual purchase price. In most cases, it costs more to rebuild the home you own than to buy a…