What is a “hard market” in insurance? A hard market means insurance companies are raising rates and restricting their capacity – their willingness to accept new or increased risk – to insure families and businesses, making it more expensive and…
When shopping for insurance coverage, you may come across the term “waiver of subrogation.” This clause is often included in property and liability insurance policies and can have a significant impact on the insured’s rights and obligations in the event…
As a business owner, you understand how important it is to protect your assets. Whether you run a small delivery service or a large transportation company, you’ve invested significant time, energy, and money into your operation. As a result, it’s…
